SPRINGFIELD — State Senator Michael E. Hastings advanced legislation designed to protect homeowners from excessive insurance rate increases and ensure fairness, transparency and accountability in Illinois homeowners insurance.

"With this legislation, we are putting fairness and accountability back into the system," said Hastings (D-Frankfort). "Here is what this means for Illinois homeowners — no more surprise renewals, no more fine print, no more ‘gotcha’ letters in the mail.”

SPRINGFIELD — State Senator Michael E. Hastings was joined at a press conference Wednesday by Senators Willie Preston, Paul Faraci, Meg Loughran Cappel, Christopher Belt and Doris Turner to announce new legislation designed to protect homeowners from excessive insurance rate increases and ensure fairness, transparency and accountability in Illinois homeowners insurance.

"When you open that renewal notice from your insurance company and your premium has gone up 30% or more, it is like stepping on a Lego at six in the morning — you didn’t do anything wrong, but you are definitely feeling it," said Hastings (D-Frankfort). "Across Illinois, homeowners insurance premiums have jumped 20% to 30% over the past year. Our neighbors are asking themselves, 'What did I do to cause this? I did not file a claim. I did not move. I did not change a thing, but my rates still went up.' And they are right to ask that question.”

SPRINGFIELD — In the wake of insurance rate hikes throughout Illinois, State Senator Michael E. Hastings has filed legislation aiming to prohibit insurance companies from engaging in “cost shifting” and to strengthen protections for Illinois consumers against unfair insurance rates.

“Cost shifting is fundamentally unfair,” said Hastings (D-Frankfort). “Illinois families should not be footing the bill for losses in other states. This bill makes sure premiums reflect the real risks here in Illinois, not the costs of events thousands of miles away.”

Cost shifting is the practice of passing the costs of out-of-state catastrophes, such as hurricanes, wildfires or floods, onto Illinois policyholders. Hastings’ measure is designed to address this practice by ensuring residents are not forced to subsidize disasters outside the state’s borders.

SPRINGFIELD — State Senator Michael E. Hastings’ proposal to put in place state standards for Illinois school districts when it comes to emergency response and threat assessments was signed into law on Friday.

“When an emergency strikes, people lock in to what they have been trained to do,” said Hastings (D-Frankfort). “Getting this bill signed into law means Illinois is working to be proactive, not reactive, when it comes to the safety of our children.”

Senate Bill 2057 requires the State Board of Education to provide school districts with standards for a school district's threat assessment procedures. The law allows the Illinois State Board of Education and the Office of the State Fire Marshall to create new rules that guide school districts, private schools, and first responders on how to develop threat assessment procedures, rapid entry response plans, and cardiac emergency response plans. The law also gives guidance for school districts notifying parents and the community of threats against a school.

CHICAGO — State Senator Michael E. Hastings joined fellow Senators Patrick Joyce, Paul Faraci, Meg Loughran Cappel, Michael Porfirio and Michael Halpin for a visit to Rush University Medical Center’s acclaimed Road Home Program, announcing a $1 million investment through the Rebuild Illinois Program administered by the Illinois Department of Commerce and Economic Opportunity.

The grant will be used to expand services that provide critical mental health and transitional support to returning veterans and their families. The Road Home Program—nationally recognized for its innovative approach to treating post-traumatic stress disorder, traumatic brain injury, and other challenges veterans face—offers specialized, no-cost care to military members and their loved ones.

“This is more than a check—it’s a lifeline,” said Hastings (D-Frankfort), a West Point graduate, Bronze Star recipient, and Iraq War veteran. “The Road Home Program not only helped me through my own struggles as a returning combat veteran, it has been a safe harbor for countless others across Illinois. The staff, the doctors, and the welcoming, nurturing culture of this program are second to none. They deserve more than just a million-dollar investment—they deserve our ongoing commitment and gratitude.”

FRANKFORT — State Senator Michael E. Hastings issued a strong statement Friday condemning State Farm’s recently announced 27.2% premium increase on Illinois homeowners, calling it a breach of trust and further evidence that Illinois must take action to reform its insurance system.

“For over six months, we worked with the insurance industry in good faith to address rising premiums,” said Hastings (D-Frankfort). “We were told that rates were stabilizing. Weeks later, State Farm announced one of the largest rate hikes in recent history. That is not transparency — it is a slap in the face to consumers and lawmakers alike.”

Hastings, who serves as chair of the Senate Judiciary Committee, has introduced legislation that would stop insurance companies from quietly passing the costs of out-of-state disasters — such as hurricanes or wildfires — onto Illinois policyholders without proper justification. His proposal requires clear actuarial evidence and public disclosure.

SPRINGFIELD — State Senator Michael E. Hastings and the Cook County Sheriff’s Office are working to improve Illinois’ policy regarding missing persons investigations.

“When you believe a loved one has gone missing, you need action taken without hesitation,” said Hastings (D-Frankfort). “Eliminating the waiting period and utilizing national databases will give families peace of mind and give law enforcement more tools in the search.”

Senate Bill 24 would eliminate any law enforcement policy requiring the observance of a waiting period before accepting a missing persons report. The bill would also require information from a missing persons report to be immediately entered into the Law Enforcement Agencies Data System upon reception of a report. Under the measure, law enforcement agencies must adopt a strategy regarding missing persons investigations, reporting and follow-up action.

SPRINGFIELD — State Senator Michael E. Hastings and the Cook County Sheriff’s Office are working to improve Illinois’ policy regarding missing persons investigations.

“In missing persons cases, every second and small piece of information is paramount,” said Hastings (D-Frankfort). “This legislation works to give law enforcement effective strategies and protocols to solve cases and save lives.”

Senate Bill 24 would eliminate any law enforcement policy requiring the observance of a waiting period before accepting a missing persons report. The bill would also require information from a missing persons report to be immediately entered into the Law Enforcement Agencies Data System upon reception of a report. Under the measure, law enforcement agencies must adopt a strategy regarding missing persons investigations, missing person reporting and follow-up action.